Debt Management and Debt Consolidation.
Debt relief with credit counseling is just one click away.

FAQ About Our Credit Counseling Program

What exactly is unsecured debt?
Unsecured debt is when a creditor holds no collateral. For example, an unsecured debt is usually in the form of: credit cards, department store cards, medical bills, and gas cards. No form of collateral such as a home or car was utilized to secure the "loan" for services rendered or goods received. With a secured loan, and as a precaution against "default" (non payment) what is used as "collateral" for the loan could be liquidated.

When will my first payment be due?
When you enroll in our debt consolidation program, you have a choice to pick the payment date that is best and most convenient for you. You may choose any day you wish, keeping in mind that your first payment will be due within the first 30 days after you enroll in our debt program.

Can I still use my credit cards?
Since your creditors know you have a sincere desire to get out of debt, usually the accounts that you have included in your credit counseling program are frozen or closed until you become debt free.

With just one click of the mouse you can be on the road to financial freedom and becoming debt free. Just fill out one of our simple debt consolidation / credit counseling applications and one of our debt management experts will contact you.